XRechnung vs ZUGFeRD 2026: Which E-Invoice Format to Send
XRechnung or ZUGFeRD? The two formats compared, the German rules that get invoices rejected, and which one to send. Checked against KoSIT's own rule files.
Category Financial Products
Money guides for people living between countries: German and UK take-home pay, credit cards that actually work for expats, app banks like Revolut, and the fees nobody mentions until they bill you.
How to Invoice in Germany 2026: The Freelancer’s Legal Checklist
Every invoice in Germany needs eight legal fields. Here they are, plus the small-business line, the eight-year rule and your real e-invoice deadline.
Grist Invoice Widget: Free Invoices, Quotes and E-Invoices From Your Tables
Invoice Studio is a free Grist invoice widget: invoices, quotes, receipts and credit notes from your own tables, with PDF, XRechnung and Factur-X. No server.
Tipping etiquette in the US, UK and Europe: how much is actually expected
Tipping etiquette compared: 18–20% in the US, 10–12.5% in the UK, 5–10% across Europe, and why the gap is about minimum wage law, not culture.
UK vs Germany take-home pay: what €60,000 actually nets you in each
UK vs Germany take-home pay at €60,000: the UK nets about €9,500 more, and it's not income tax, it's Germany's social insurance. Full breakdown, both calculators used.
Foreign transaction fees compared: what your card really costs you abroad
Foreign transaction fees compared by card type: 0% to 3%, what that costs on real spending, and the catch behind "0% fee" cards that most guides skip.
UK take-home pay for 2026/27: what actually changed from last year
UK take-home pay for 2026/27: the Personal Allowance freeze extended to 2031, Scotland's two moved bands, Student Loan Plan 5's first year, and the real £100k tax trap number.
Germany’s Kleinunternehmerregelung, explained (2026 thresholds)
Germany's Kleinunternehmerregelung in 2026: the real €25,000 and €100,000 thresholds, what happens when you cross them, and whether the exemption is actually worth using.
Credit Cards in Germany: 6 Truths Expats Must Know
Your foreign credit score means nothing, the bank's "Kreditkarte" takes the full balance monthly, and the free travel cards charge up to 24.79% the day you withdraw cash. Six verified truths about German credit cards, plus the application process and the fine-print vocabulary decoded.
Revolut Free Plan Review 2026: What 3 Years of Real Use Actually Costs
After 3 years on Revolut's free Standard plan: the real fees, FX limits, cross-border transfers, and the honest downsides nobody mentions.